Compound Interest Calculator with Withdrawals

Savings account se har mahine paisa nikalne ke baad kitna bachega — poora calculation neeche.

Kaam kaise karta hai

Har mahine: balance pe monthly interest lagta hai (annual rate / 12), phir withdrawal minus hoti hai. Agar balance zero ho jaye to account khatam maan liya jata hai.

Formula (withdrawal ke bina): A = P x (1 + r/n)^(nt) — yahan n = 12 (monthly compounding).

FAQ

4% rule kya hai? Common thumb rule: har saal starting balance ka ~4% nikalna. Monthly = balance x 4% / 12.

Withdrawal kam karne se kya farq parta hai? Thora sa kam withdrawal bhi compounding ko bohat bara farq daal deta hai, kyunki bacha hua paisa agle saal khud bhi interest kamata hai.